If you appeared for any banking examination in the 2025-26 cycle, the first thing you check after the result is the cut-off. The bank exam cut off tells you exactly where the qualifying line sits, and whether your score clears it or not. In 2026, the cut-offs for SBI Clerk, SBI PO, IBPS PO, and IBPS Clerk have either been released or are awaited, and every aspirant needs to go through this data carefully. This blog brings together the complete bank exam cut off data for all major banking exams in a single place, category-wise, section-wise, state-wise, and stage-wise, so that you can assess your performance and plan your next move with clarity.
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Why Does the Bank Exam Cut-Off Matter So Much for Aspirants?
Understanding the bank exam cut off goes beyond just knowing whether you qualified. It helps you calibrate your preparation for upcoming attempts, identify which sections you need to improve, and set realistic score targets for the next cycle. Cut-offs are not fixed numbers, they shift every year depending on the total number of vacancies, the difficulty level of the paper, and the overall performance of the candidate pool. Since the bank exam cut off for IBPS and SBI exams comes out separately for prelims, mains, and final stages, tracking all three gives you a complete picture of where the bar stands at every level.
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IBPS PO Final Cutoff 2026 — Provisional Allotment (CRP-PO/MT-XV)
Along with the final result, IBPS released the combined scores from the Online Mains Examination and Interview round out of 100 for the CRP-PO/MT-XV cycle. The following table shows the maximum and minimum scores for the Provisional Allotment.
Maximum and Minimum Scores — Provisional Allotment:
| Category | Maximum Score | Minimum Score | Min Score DOB |
| SC | 53.87 | 38.53 | 01-07-1997 |
| ST | 51.44 | 36.73 | 18-03-2000 |
| OBC (NCL) | 56.36 | 44.04 | 05-02-2002 |
| EWS | 51.89 | 43.64 | 14-02-2002 |
| UR | 64.64 | 46.11 | 01-02-2001 |
| HI | 47.60 | 25.98 | 19-08-2002 |
| OC | 49.04 | 35.60 | 29-05-1999 |
| VI | 49.64 | 35.29 | 12-11-1999 |
| ID | 53.20 | 25.71 | 05-11-1989 |
Reserve List Minimum Scores (subject to vacancies arising for 2026-27):
| Category | Minimum Score |
| SC | 37.80 |
| ST | 35.84 |
| OBC (NCL) | 43.44 |
| EWS | 42.84 |
| UR | 45.27 |
| HI | NA |
| OC | 34.60 |
| VI | 34.04 |
| ID | NA |
NA indicates either no vacancy or no eligible candidate available in that category for the reserve list.
What Is the SBI PO Final Cutoff 2026?
SBI released the SBI PO Mains and Final Cut Off 2025 along with the final score cards and result. The SBI PO final bank exam cut off is out of 100 marks (combined Mains and Interview score).
| Category | Cut Off Marks (Out of 100) |
| UR | 46.79 |
| OBC | 41.84 |
| EWS | 41.16 |
| SC | 37.84 |
| ST | 31.59 |
| LD | 41.55 |
| VI | 44.95 |
| HI | 36.69 |
| D & E | 34.35 |
The UR category required 46.79 out of 100 in the combined Mains and Interview score to qualify for final allotment. The ST category had the lowest cut-off at 31.59, while the VI category among PwBD candidates had the highest at 44.95. SBI releases separate bank exam cut off marks for both Prelims and Mains stages, giving candidates a clear stage-by-stage picture of where they need to reach. If you are preparing for SBI, IBPS, or other banking exams and want to understand the best digital learning resources that can help improve your preparation strategy, you can explore a detailed guide below Online Platform for Banking Exams Guide This platform explains how online learning resources can support banking exam aspirants with structured study plans, mock tests, and effective preparation strategies to improve overall performance.
What Is the SBI Clerk Cut Off for 2025-26?
The SBI Clerk final cut-off for 2025-26 was released on 10th March 2026 along with the scorecard. The Mains cut-off marks are the final qualifying marks, and they are also released state-wise.
| State / UT | UR | SC | ST | OBC | EWS |
| Andaman & Nicobar | 79.50 | — | — | — | — |
| Andhra Pradesh | 94.50 | 80.25 | 75.75 | 91.25 | 85.50 |
| Assam | 79.00 | — | — | — | — |
| Bihar | 87.00 | — | 63.25 | 81.75 | — |
| Chhattisgarh | 82.00 | 66.25 | 61.00 | 80.25 | 76.25 |
| Delhi | 90.00 | — | — | — | — |
| Gujarat | 83.50 | 74.25 | 81.75 | 78.25 | 77.00 |
| Haryana | 89.25 | — | — | — | — |
| Himachal Pradesh | 88.50 | 74.25 | 81.75 | 78.50 | 81.50 |
| Jammu & Kashmir | 90.00 | — | — | — | — |
| Jharkhand | 83.00 | — | — | — | — |
| Karnataka | 78.50 | — | — | — | — |
| Kerala | 84.75 | — | — | — | — |
| Madhya Pradesh | 90.00 | 69.50 | 60.00 | 83.50 | 82.75 |
| Maharashtra | 82.00 | — | — | — | — |
| Manipur | 89.75 | — | — | — | — |
| Meghalaya | 76.75 | — | — | — | — |
| Mizoram | 70.00 | — | — | — | — |
| Odisha | 85.75 | — | — | — | — |
| Punjab | 93.50 | — | — | — | — |
| Rajasthan | 88.25 | 69.75 | 65.75 | 82.75 | 83.00 |
| Sikkim | 85.75 | — | — | — | — |
| Tamil Nadu | 97.75 | 79.50 | 71.50 | 95.25 | 71.00 |
| Telangana | 84.00 | — | — | — | — |
| Tripura | 80.75 | — | 60.00 | — | 70.00 |
| Uttar Pradesh | 88.25 | 68.25 | 60.00 | 78.75 | 82.50 |
| Uttarakhand | 86.25 | 63.50 | 70.00 | 76.50 | 80.00 |
| West Bengal | 86.75 | — | — | — | 72.50 |
Tamil Nadu stands out with the highest UR Mains cut-off at 97.75, while Mizoram recorded the lowest UR cut-off at 70.00. The “-” entries indicate that either no vacancies existed in that category for that state or the data was not separately published for that combination. Candidates preparing for banking exams often look for structured guidance and expert mentorship to improve their selection chances in competitive exams like SBI PO, SBI Clerk, and IBPS exams. In such cases, choosing the right institute becomes very important for better preparation and strategy building. This is the Best Banking Coaching in Assam Such coaching resources can help aspirants strengthen their concepts, improve speed and accuracy, and perform better in the actual examination environment.
What Is the IBPS Clerk Cut Off 2026?
The IBPS Clerk CRP CSV mains Examination was conducted on 29th November and 2nd December 2025 (one shift per day). The IBPS Clerk Mains Result 2026 and Mains cut-off marks were released on 2nd March 2026 at the official website www.ibps.in. IBPS releases the IBPS Clerk bank exam cut off separately for all states and categories, following the same state-wise pattern as SBI Clerk. Candidates can check the official IBPS website for the detailed state-wise and category-wise Mains cut-off data for IBPS Clerk CSV 2026.
How Do Bank Exam Cut Offs Vary and What Affects Them?
The bank exam cut off does not stay constant from one year to the next, and understanding what drives these shifts helps candidates prepare more strategically. Three main factors determine where the cut-off lands in any given year.
First, the number of vacancies plays the biggest role. When more seats are available, like the 37,409 vacancies in SSC CGL 2022 or larger IBPS cycles, the cut-off tends to be more accessible. When vacancies are fewer, the qualifying bar rises sharply. Second, the difficulty level of the paper directly affects the cut-off. A tougher paper lowers the cut-off because fewer candidates manage to score high, while an easier paper pushes the cut-off upward. Third, the total number of candidates appearing for the exam affects how competitive the pool is overall.
Since the bank exam cut off is driven by all three of these factors together, aspirants should use the previous year’s cut-off as a reference point and a planning benchmark rather than treating it as a guaranteed target for the current year.
Conclusion
The bank exam cut off for SBI PO, SBI Clerk, IBPS PO, and IBPS Clerk in the 2025-26 cycle reflects a genuinely competitive landscape across all categories and states. Whether you are looking at the IBPS PO Mains cut-off of 75.75 for General, the SBI Clerk Mains UR cut-off of 97.75 in Tamil Nadu, or the IBPS PO final combined score minimum of 46.11 for UR, every data point tells you something important about what it takes to get through at each stage. Studying this bank exam cut off data carefully, identifying the states and categories where competition is tightest, and using this as a benchmark for your mock test targets will make your preparation far more focused and effective for the 2026 cycle. Stay updated with the official websites of IBPS and SBI for any upcoming release of cut-off data for exams whose results are still awaited.
Frequently Asked Questions
Is the IBPS Clerk cut-off released state-wise?
Yes, IBPS releases the cut off for IBPS Clerk separately for all states and all categories. This means the qualifying mark in one state may be significantly different from another, depending on how many vacancies are available in that state and how competitive the candidate pool is there. Candidates must check the state-specific cut-off that applies to them.
Does SBI release the SBI Clerk cut-off section-wise?
No, SBI does not release section-wise cut-off marks for the SBI Clerk examination. The cut off for SBI Clerk is released only at the state-wise and category-wise level for both Prelims and Mains stages. So while IBPS PO has both overall and section-wise cut-offs, SBI Clerk follows a different structure without any section-level qualifying bar.
Is the SBI PO cut-off released separately for Prelims and Mains?
Yes, SBI releases separate bank exam cut off marks for both the SBI PO Prelims and the SBI PO Mains examination. The Prelims cut-off determines who qualifies for the Mains, and the Mains cut-off (which is also the final cut-off) determines who qualifies for the final allotment round. Both cut-offs are category-wise, and the final combined score used for allotment is out of 100 marks covering the Mains and Interview together.
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