The New India Assurance Company Limited (NIACL) has officially announced the NIACL AO 2025 notification for 550 Administrative Officer Scale-I posts. Both Generalist and Specialist disciplines have been included in this recruitment drive. With the registration process now over, all eyes are on the first stage of the examination. The NIACL AO 2025 prelims exam date has been fixed for September 14, 2025, and candidates are actively preparing for the upcoming test.
NIACL AO Notification 2025
The NIACL AO 2025 notification was released on 7th August 2025 on the official website www.newindia.co.in. It carries complete details regarding eligibility, vacancies, syllabus, and exam pattern. Candidates who wish to confirm the information can download the official PDF directly from the recruitment section.

NIACL AO 2025 – Overview
The recruitment aims to fill 550 vacancies for Administrative Officers. To make things easier, here’s a quick overview:
| NIACL AO Exam 2025- Overview | |
| Organization | New India Assurance Company Limited (NIACL) |
| Posts | Administrative Officer (Scale-I) |
| Disciplines | Generalists and Specialists |
| Advt No. | CORP.HRM/AO/2025 |
| Vacancies | 550 |
| Mode of Exam | Online |
| Exam Date | 14th September 2025 |
| Number of Questions | 100 |
| Total Marks | 100 |
| Negative Marking | ¼th Mark |
| Selection Process | Prelims-Mains-Interview |
| Salary | Rs. 90,000/- per month |
| Official Website | www.newindia.co.in |
NIACL AO 2025 Exam Date
The prelims exam will take place on 14th September 2025. The exam will be held in a single day across various exam centers in India. The mains exam has also been scheduled for 29th October 2025. Admit card details, shift timings, and reporting instructions will be shared shortly on the official website.
Important Days of NIACL AO Exam Date
Candidates must keep track of the official schedule for the NIACL AO exam date. Here’s the complete timeline:
| NICAL AO Recruitment 2025 Important Dates | |
| Events | Dates |
| Official Notification Release Date | 7th August 2025 |
| NIACL AO Apply Online Begins | 7th August 2025 |
| Last date to submit the application form | 30th August 2025 |
| Last date to pay the application fee | 30th August 2025 |
| Phase-I Online Examination | 14th September 2025 |
| Phase-II Online Examination | 29th October 2025 |
NIACL AO Vacancy 2025
The NIACL AO 2025 recruitment has opened 550 vacancies for Generalist and Specialist roles. Below is the breakdown:
| NIACL AO 2025 Vacancies | |
| Disciplines | Vacancies |
| Generalists | 193 |
| Specialists | 357 |
| Total | 550 |
Here is the category-wise and post-wise vacancy breakdown:
| Posts | Total | UR | SC | ST | OBC | EWS |
| Risk Engineers | 50 | 19 | 08 | 04 | 14 | 05 |
| Automobile Engineers | 75 | 31 | 11 | 05 | 20 | 08 |
| Legal Specialists | 50 | 20 | 08 | 04 | 13 | 05 |
| Account Specialists | 25 | 10 | 04 | 02 | 07 | 02 |
| AO (Health) | 50 | 19 | 08 | 04 | 14 | 05 |
| IT Specialists | 25 | 09 | 04 | 02 | 07 | 03 |
| Business Analysts | 75 | 30 | 11 | 06 | 20 | 08 |
| Company Secretary | 2 | 02 | — | — | — | — |
| Actuarial Specialist | 3 | 04 | — | — | 01 | — |
| Generalists | 193 | 78 | 29 | 15 | 52 | 19 |
| Total | 550 | 222 | 83 | 42 | 148 | 55 |
This large intake makes the exam one of the most sought-after insurance sector exams this year.
NIACL AO Notification 2025: Eligibility Criteria
The candidate must possess the necessary educational qualifications. They must also meet the age limit. This is essential to be eligible to apply for the Generalist Administrative Officer position at New India Assurance. Below, we outline the detailed eligibility criteria for the exam.
1. Nationality
A candidate must be:
- (a) a citizen of India, or
- (b) a subject of Nepal, or
- (c) a subject of Bhutan, or
- (d) a Tibetan refugee who came over to India before 01st January 1962 to permanently settle in India, or
- (e) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam to settle in India permanently Provided that a candidate belonging to categories (b), (c), (d) and (e) shall be a person in whose favour a certificate of eligibility has been issued by the Govt. of India
2. Education Qualification (as on 01/08/2025)
| Disciplines | Academic Qualification |
| Generalists | Graduate/Post-graduate in any discipline from a recognised University – at least 60% marks in either of the degree exams for General candidates -least 55% marks for SC/ST/PWD candidates |
| Accounts | Chartered Accountant (ICAI)/ Cost and Management Accountant (The Institute of Cost Accountants of India, earlier known as ICWAI) and Graduation/Postgraduation in any discipline with a minimum 60% (55% for SC/ST/PwBD) MBA Finance/PGDM Finance/ M.Com with min 60% (55% for SC/ST/PwBD) |
3. Age Limit (as on 01/08/2025)
The candidate should be between the ages of 21 and 30 to apply for the NIACL AO 2025. This age range applies to general candidates. Candidates must have been born on or after August 2, 1995. They should not have been born after August 1, 2004. Both dates are inclusive. There is also upper age relaxation for other categories, which is provided in a table.
Age Relaxation
| Category | Age Relaxation |
| Scheduled Caste (SC)/Scheduled Tribe (ST) | 5 years |
| Other Backward Classes (Non creamy layer) | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| Ex-servicemen, including Commissioned Officers and ECOs/SSCOs, who have rendered at least five years of Military Service | 5 years |
| Defence service personnel disabled in operation during the hostilities with any foreign country or in a disturbed area and released as a consequence thereof | 3 years |
| Existing Confirmed Employees of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.) | 8 years |
NIACL AO 2025: Apply Online
The NIACL AO Apply Online link is available on the official website www.newindia.co.in. It was made available on 7th August 2025. The NIACL AO Application Form 2025 will remain active until 30th August 2025. To check complete details for applying online for the Administrative Officer (Generalist & Specialist) posts, click on the link. Applicants are advised to submit their applications well in advance of the last date. This will help avoid any technical glitches or server issues.
Application Fee
An Application Fee must be submitted during the online application process for the Exam. All payments need to be made online. Accepted payment methods include Debit Cards (RuPay, Visa, MasterCard, Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards, and Mobile Wallets.
| Category | Application Fee |
| Candidates other than SC/ST/PwD Category | ₹850 |
| SC/ST/PwD Category | ₹100 |
NIACL AO Recruitment 2025: Steps to Apply Online
Once the online application process is active, interested candidates can submit their applications. Eligible candidates are also encouraged to participate in this process. They can do so by following the steps outlined below.
- Step 1: Visit the official website of New India Assurance Co. Ltd. @newindia.co.in
- Step 2: On the homepage, click on the “Recruitment” section appearing at the top of the page.
- Step 3: A new page appears on your screen with all the recruitments for NIACL.
- Step 4: Click on “Recruitment of Administrative Officer (Scale I) 2025-26”.
- Step 5: Click on the “New Sign-Up” button and generate a new registration number & password.
- Step 6: Now, click on the “Apply Online” link with the generated registration number.
- Step 7: Complete all required details, pay the application fee, and upload the necessary documents.
- Step 8: Click on “Submit” and download the application form for future use.
NIACL AO Exam Date: Selection Process
The eligible graduates and postgraduates are selected for the NIACL AO 2025. This selection is based on their performance in three different stages. Candidates must qualify in each stage. Only then can they get selected for the post of Administrative Officer Generalist.
| NIACL AO 2025 Selection Process | ||
| Stages | Type | Details |
| Phase 1: NIACL AO Prelims Exam | Online Examination | Objective |
| Phase 2: NIACL AO Mains Exam | Online Examination | Objective + Descriptive |
| Phase 3: Interview | Offline | Group Discussion |
NIACL AO 2025: Exam Pattern
There will be two online examinations for NIACL AO 2025. Phase 1 will be objective only. Phase 2 will include both objective and descriptive sections.
1. Phase 1
- The questions are from three sections in the NIACL Phase 1 Exam: English, Reasoning, and Numerical/Quantitative Aptitude.
- There is a 20-minute sectional time for each section.
- There are 100 Multiple Choice Questions (MCQs) for 1 mark each.
- There is a negative marking of ¼th mark for each incorrect answer.
| NIACL AO 2025 Exam Pattern: Phase 1 | ||
| Name of Test/Section | No. of Questions/Maximum Marks | Time |
| English Language | 30/30 | 20 minutes |
| Reasoning Ability | 35/35 | 20 minutes |
| Numerical Ability | 35/35 | 20 minutes |
| Total | 100/100 | 60 minutes |
2. Phase 2
- The NIACL AO Mains Exam is divided into 2 sections: Objective & Descriptive type, and the candidate has to pass each section separately.
- The duration of the objective-type paper is 2 hours, and for the descriptive type, it is 30 minutes.
- There are 200 MCQ-type questions and 2 Essay/Letter Writing questions.
- The descriptive test is conducted in the English language only.
- There is a negative marking of ¼th mark for each incorrect answer.
| NIACL AO 2025 Exam Pattern: Phase 2 [Generalist] | |||
| Name of the Test | No. of Questions | Maximum Marks | Duration |
| Reasoning Ability | 50 | 50 | 40 minutes |
| English Language | 50 | 50 | 40 minutes |
| General Awareness | 50 | 50 | 30 minutes |
| Quantitative Aptitude | 50 | 50 | 40 minutes |
| Total | 200 | 200 | 150 minutes |
| NIACL AO 2025 Exam Pattern: Phase 2 [Specialists] | |||
| Name of the Test | No. of Questions | Maximum Marks | Duration |
| Reasoning Ability | 40 | 40 | 30 minutes |
| English Language | 40 | 40 | 30 minutes |
| General Awareness | 40 | 40 | 25 minutes |
| Quantitative Aptitude | 40 | 40 | 30 minutes |
| In the Specialist stream, an additional test to assess technical & professional knowledge in the relevant discipline | 40 | 40 | 35 minutes |
| Total | 200 | 200 | 150 minutes |
3. NIACL AO Descriptive Test
The duration of the NIACL AO Descriptive Test will be 30 minutes. It will hold a total of 30 marks. The test will focus on the English Language, specifically letter and essay writing. The NIACL AO Descriptive Test will be conducted in the English language. It will take place online.
| Name of Exam | Marks | Duration |
| Letter Writing | 10 marks | 30 minutes |
| Essay Writing | 20 marks |
4. NIACL AO Interview Process
An Interview Process will be conducted for the final selection of candidates. The position is for an Administrative Officer. The ratio of the Online Examination to the Interview Process is 75:25.
NIACL AO 2025: Syllabus
The preliminary exam consists of three major sections: Reasoning, Numerical Ability, and English Language. The Mains Exam will have a total of four sections, including a descriptive test in addition to the Objective Test.
1. NIACL AO Prelims Syllabus
| English Language | Quantitative Aptitude | Reasoning |
| Reading Comprehension Cloze Test Fill in the blanks Multiple Meaning /Error Spotting Paragraph Complete /Sentence Correction Para jumbles Miscellaneous Quantitative | Simplification Ratio & Proportion Percentage Number Systems Profit & Loss Mixtures & Alligations Simple Interest & Compound Interest Surds & Indices Time & Distance Work & Time Sequence & Series Permutation, Combination & Probability. Data Interpretation Mensuration: Cylinder, Cone, Sphere | Coded Inequalities Seating Arrangement Puzzle Tabulation Logical Reasoning Ranking/Direction/Alphabet TestData Sufficiency Syllogism Blood Relations Input-Output Coding-Decoding Alphanumeric Series |
NIACL AO 2025 Salary
The basic pay of an NIACL AO is ₹50,925, as mentioned in the NIACL AO Notification 2025. The selected candidate will be paid a total emolument of approximately Rs 90,000 per month (Metropolitan Centres) with other allowances. Other benefits, such as coverage under the National Pension System governed by PFRDA, Gratuity, LTS, Medical Benefits, Group Personal Accident Insurance, etc., shall be as per rules in force in the Company at the time of appointment.
NIACL AO Result 2025
The Results for the NIACL AO 2025 Exam will be released separately for all three rounds in which the paper is conducted. NIACL AO Prelims Result will be released first, followed by NIACL Mains Result 2025. Candidates can get more details on the NIACL AO Result 2025 by clicking on the mentioned link.
NIACL AO 2025: Cut Off
The Cut-Off will be released after each phase of the examination is completed. The cut-off for the Preliminary exam will be released first, followed by the cut-off for the Mains Exam. Candidates can evaluate their selection chances by matching their scores with the cut-off list released by NIACL.
NIACL AO 2023 Prelims Cut-Off
Below are the previous year’s cut-off marks for the NIACL AO 2023 Prelims Exam. This includes the cut-off for both Generalist and Specialist positions. Reviewing these marks can be helpful for your preparation strategy.
| NIACL AO Cut Off 2023 Post-wise | |||||
| Disciplines | SC | ST | OBC | EWS | UR |
| Generalists | 72.75 | 65.75 | 77.25 | 77.25 | 81.75 |
| Risk Engineers | 53.75 | 46.25 | 56.75 | 53.75 | 65 |
| Automobile Engineers | 7.50 | 10.25 | 6.50 | 15.25 | 24 |
| Legal Officers | 31.75 | 24 | 28.50 | 20 | 44.75 |
| Accounts | 18.25 | 18.25 | 12.50 | – | 18.25 |
| Health | 17.50 | 8 | 17.75 | 14 | 30.50 |
| IT Specialists | 55.50 | 44 | 55 | 50.75 | 65.25 |
| NIACL AO Prelims Cut Off 2023- Section-wise | ||
| Discipline | Generalists | |
| Test | SC/ST/OBC/PwBD | UR |
| English Language | 24.25 | 17.50 |
| Reasoning Ability | 5.50 | 10 |
| Quantitative Aptitude | 5.25 | 9 |
NIACL AO 2025 Exam Centres
As mentioned in the NIACL AO notification 2025, the Prelims Exam will be held at the following centres.
| NIACL AO 2025 Prelims Exam Centres | |
| State/UTs | Exam Centres |
| Andaman & Nicobar | Port Blair |
| Andhra Pradesh | Chirala Guntur Hyderabad Kakinada Kurnool Rajahmundry Tirupati Vijaywada Vishakhapatnam Vizianagaram |
| Arunachal Pradesh | Itanagar/Naharlagun |
| Assam | Dibrugarh Guwahati Jorhat Silchar Tezpur |
| Bihar | Arrah Aurangabad Bhagalpur Darbhanga Gaya Muzzafarpur Patna Purnea |
| Chandigarh | Chandigarh/Mohali |
| Chhattisgarh | Bhilai Bilaspur’ Raipur |
| Dadra & Nagar Haveli | Daman & Diu |
| Delhi | Delhi/NCR |
| Goa | Panaji |
| Gujarat | Ahmedabad Anand Gandhinagar Mehsana Rajkot SuratVadodara |
| Haryana | AmbalaHissar |
| Himachal Pradesh | Hamirpur Kangra Kullu Mandi ShimlaUna |
| Jammu & Kashmir | Jammu, Srinagar Samba |
| Jharkhand | Bokaro Dhanbad Hazaribagh Jamshedpur Ranchi |
| Karnataka | Belgaum Bengaluru Gulbarga Hubli Mangalore Mysore Shimoga Udipi |
| Kerala | Alappuzha Kannur Kochi Kollam Kottayam Kozhikode Malappuram Palakkad Thiruvananthapuram Thrichur |
| Madhya Pradesh | Bhopal Gwalior Indore Jabalpur Sagar Satna Ujjain |
| Maharashtra | Amaravati/Thane/ Navi Mumbai/MMR-region Nagpur Nanded Nasik Pune Ratnagiri |
| Manipur | Imphal |
| Meghalaya | Shillong |
| Mizoram | Aizwal |
| Nagaland | Kohima |
| Odisha | Balasore Berhampur(Ganjam) Bhubaneshwar Cuttack Dhenkanal Rourkela Sambalpur |
| Puducherry | Puducherry |
| Punjab | Amritsar Bhatinda Jalandhar Ludhiana Mohali Pathankot Patiala |
| Rajasthan | Ajmer Alwar Bikaner Jaipur Jodhpur Kota Sikar Udaipur |
| Sikkim | Gangtok-Bardang |
| Tamil Nadu | Chennai Coimbatore Madurai Nagercoil Salem Thanjavur Thiruchirapalli Tirunelveli Vellore |
| Telangana | Hyderabad Karimnagar Khammam Warangal |
| Tripura | Agartala |
| Uttar Pradesh | Agra Aligarh Prayagraj(Allahabad) Bareilly Gorakhpur Jhansi Kanpur Lucknow Mathura Meerut Moradabad Muzaffarnagar Varanasi |
| Uttarakhand | DehradunHaldwaniRoorkee |
| West Bengal | Asansol Greater Kolkata Hooghly Kalyani Kolkata Siliguri |
Conclusion
The announcement of the NIACL AO exam date 2025 has brought clarity for aspirants preparing for this competitive recruitment. With the prelims scheduled on 14 September 2025, candidates must stay focused, revise thoroughly, and make the most of the remaining time to secure their place in the selection process.
The prelims exam will be held on 14th September 2025, and the mains exam on 29th October 2025.
A total of 550 vacancies have been released.
The gross salary is around ₹90,000 per month, including allowances.
Yes, ¼th mark is deducted for every wrong answer.
The process includes Prelims, Mains, and an Interview.





